Structuring: Jogn’s Law of Collateral:

 In order to get a loan, you must first prove you don’t need it.

 Supply Risk: Framer's Law:

 You never can tell which way the train went by looking at the track.

 Market Risk: Two of Robbin’s 18 Rules:

 Your share of the market is lower than you think.

The competition really can have lower prices.

 FX: The Qabalah:

 People must see that nothing really is, but that everything is becoming and changing.  Nothing stands still.

Due Diligence: Davidson’s Law of Enquiry

             People ask stupid questions for a reason.

Technology Risk: Max Frisch:

 Technology is the knack of so arranging the world that we do not have to experience it.

Operating – Cost Risk: Chisholm’s Law (adapted):

 Ever time costs appear to be improving, you have overlooked something.

 Operating – Management Risk: Van Roy:

 The trouble with people is their trouble with people.

 Environmental Risk: Haida Indian saying:

 We do not inherit this land from our ancestors.

We borrow it from our children.

 Infrastructure Risk: Barker's Law:

 The shortest route between two points is under repair.

 Force Majeure: The Mental Umbrella:

Always be prepared for the worst.   If it happens, you are ready for it; if it doesn't, you will be pleasantly surprised.

 Completion Risk: Cheop’s law:

 Nothing ever gets built on schedule or within budget.

 Engineering Risk: Mrs. Murphy's Corollary:

 You cannot successfully determine beforehand which side of the bread to butter.

 Political Risk: One of the world’s Three Great Lies :

 “I’m from the government. I’m here to help you.”

 Participant Risk: Ben Franklin:

There never was a good knife made of bad steel.

Interest Rate/Funding Risk: Edward R. Dewey:

The cycle was strong enough and regular enough.  So we looked.  And sure enough, it was there, all the way back to 528 B.C.!